Fee Schedule
| Checking Account Fees |
| Check Printing |
Prices may vary depending upon style |
| NSF |
$25.00 Per Item |
| ATM Overdraft |
$25.00 Per Item |
| One-Time Debit Overdraft |
$25.00 Per Item |
| Overdraft |
$25.00 Per Item |
| Returned Item |
$25.00 Per Item |
| Stop Payment |
$10.00 Per Request |
| Share Savings Account Fees |
| Excessive Withdrawal |
$5.00 Per Withdrawal in excess of three per month |
| Account Closure |
$25.00 if account closed within first 90 days |
| Student Share Savings Fees |
| Account Closure |
$25.00 if account closed within first 90 days |
| Christmas Club Account Fees |
| Early Withdrawal |
All dividends earned |
| Vacation Club Account Fees |
| Early Withdrawal |
All dividends earned |
| Moola Moola Kids Club Account Fees |
| Account Closure |
$10.00 if account closed within first 90 days |
| Other Service Fees |
| Account Activity Printout |
$3.00 Per Printout |
| Account Reconciliation |
$10.00 Per Hour and $10.00 minimum charge |
| Account Research |
$10.00 Per Hour and $10.00 minimum charge |
| Deposited Item Return |
$6.00 Per Item |
| Dormant Account |
$5.00 Per Month after 2 years |
| Fax (Outgoing) |
$1.25 Per Page. First 2 pages free |
| Garnishment |
$10.00 |
| Items Sent for Collection |
$10.00 Per Item |
| Legal Process |
$10.00 |
| Money Order |
$2.00 Per Money Order |
| Statement Copy |
$3.00 Per Copy |
| Teller’s Check |
$8.00 Per Check |
| Wire Transfer (Outgoing) |
$20.00 Per Transfer |
| Foreign Wire Transfer (Outgoing) |
$32.00 Per Transfer |
| Visa Gift Card |
$3.95 Per Card |
| Visa Travel Card |
$5.95 Per Card |
| Visa Travel Card Reload |
$3.95 Per Reload |
| Copy of Draft |
$2.50 |
| Bill Pay Paper Check Stop Payment |
$25.00 |
| Foreign Check Processing |
$7.50 Per Check or actual cost |
| Electronic Funds Transfer Fees |
| ACH Overdraft |
$25.00 |
| ATM Transaction |
$1.00 for each ATM transaction at ATM’s not within the CO-OP Network |
| Card Replacement |
$5.00 |
| Currency Conversion |
1.00% of transaction amount |
| Debit Card Overdraft |
$25.00 |
| ACH Share Overdraft Transfer Fee |
$2.00 |
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| Bill Pay Special Feature |
Fees |
| Overnight Check |
$12.00 |
| Transfer Money (Inbound) |
$2.95 |
| Transfer Money (Outbound) |
$2.95 |
| Same-day Bill Pay |
$9.95 |
Popmoney is an innovative personal payment service offered by leading financial institutions that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as e-mailing and texting. And you don’t need a new account to send or receive money. Just use your current Elko Federal Credit Union checking account. Popmoney is easy and convenient for you and the people you send money to. They can simply receive the money into their account online.
The following are a few of the convenient ways that you can use Popmoney:
- Send money to a child at college
- Send a gift to family and friends
- Reimburse friends for that fun outing
- Pay your babysitter or your lawn care service
- Pay rent to your landlord or roommates
- And more!
| Popmoney Daily Send Limit |
Popmoney Monthly Send Limit |
| $1,000 |
$10,000 |
|
|
| Popmoney Send Money: |
Fee |
| $1.00 – $249.99 |
$0.50 |
| $250.00 – $999.00 |
$0.75 |
| $1,000.00 and Above |
$1.50 |
|
|
| Popmoney Request Money |
Fee |
| $1.00 – $249.99 |
$0.50 |
| $250.00 – $999.00 |
$0.75 |
| $1,000.00 and Above |
$1.50 |
|
|
|
Fee |
| Stop Payment |
$20.00 |
| e-Greetings |
$0.25 |
