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Fee Schedule

Checking Account Fees
Check Printing Prices may vary depending upon style
NSF $25.00 Per Item
ATM Overdraft $25.00 Per Item
One-Time Debit Overdraft $25.00 Per Item
Overdraft $25.00 Per Item
Returned Item $25.00 Per Item
Stop Payment $10.00 Per Request
Share Savings Account Fees
Excessive Withdrawal $5.00 Per Withdrawal in excess of three per month
Account Closure $25.00 if account closed within first 90 days
Student Share Savings Fees
Account Closure $25.00 if account closed within first 90 days
Christmas Club Account Fees
Early Withdrawal All dividends earned
Vacation Club Account Fees
Early Withdrawal All dividends earned
Moola Moola Kids Club Account Fees
Account Closure $10.00 if account closed within first 90 days
Other Service Fees
Account Activity Printout $3.00 Per Printout
Account Reconciliation $10.00 Per Hour and $10.00 minimum charge
Account Research $10.00 Per Hour and $10.00 minimum charge
Deposited Item Return $6.00 Per Item
Dormant Account $5.00 Per Month after 2 years
Fax (Outgoing) $1.25 Per Page. First 2 pages free
Garnishment $10.00
Items Sent for Collection $10.00 Per Item
Legal Process $10.00
Money Order $2.00 Per Money Order
Statement Copy $3.00 Per Copy
Teller’s Check $8.00 Per Check
Wire Transfer (Outgoing) $20.00 Per Transfer
Foreign Wire Transfer (Outgoing) $32.00 Per Transfer
Visa Gift Card $3.95 Per Card
Visa Travel Card $5.95 Per Card
Visa Travel Card Reload $3.95 Per Reload
Copy of Draft $2.50
Bill Pay Paper Check Stop Payment $25.00
Foreign Check Processing $7.50 Per Check or actual cost
Electronic Funds Transfer Fees
ACH Overdraft $25.00
ATM Transaction $1.00 for each ATM transaction at ATM’s not within the CO-OP Network
Card Replacement $5.00
Currency Conversion 1.00% of transaction amount
Debit Card Overdraft $25.00
ACH Share Overdraft Transfer Fee $2.00
Make paying bills easier on yourself.  Sign up for online Bill Pay for FREE!  It’s fast and easy to sign up. Login to our online banking system and within minutes, you’re ready to go.  No more envelopes and the costly expense for postage stamps.
Bill Pay Special Feature  Fees
Overnight Check $12.00
Transfer Money (Inbound) $2.95
Transfer Money (Outbound) $2.95
 Same-day Bill Pay $9.95
Popmoney is an innovative personal payment service offered by leading financial institutions that eliminates the hassles of checks and cash. Now, sending and receiving money is as easy as e-mailing and texting. And you don’t need a new account to send or receive money. Just use your current Elko Federal Credit Union checking account. Popmoney is easy and convenient for you and the people you send money to. They can simply receive the money into their account online.

The following are a few of the convenient ways that you can use Popmoney:

  • Send money to a child at college
  • Send a gift to family and friends
  • Reimburse friends for that fun outing
  • Pay your babysitter or your lawn care service
  • Pay rent to your landlord or roommates
  • And more!
Popmoney Daily Send Limit Popmoney Monthly Send Limit
$1,000 $10,000
 Popmoney Send Money: Fee
 $1.00 – $249.99 $0.50
 $250.00 – $999.00 $0.75
$1,000.00 and Above $1.50
 Popmoney Request Money Fee
 $1.00 – $249.99 $0.50
$250.00 – $999.00  $0.75
 $1,000.00 and Above $1.50
Stop Payment $20.00
e-Greetings $0.25