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When you become a member of Elko Federal Credit Union, you’re not becoming a customer. You’re joining a movement – something that connects people across communities.  Because we are not-for-profit and wholly owned by our members, our priorities are quite a bit different than those of for-profit financial institutions.

The Benefits of Membership

It’s our status as a not-for-profit financial cooperative that opens up to you a world of unique benefits, like:

  • Lower rates on all our loans
  • Higher yields on deposit products
  • Lower fees on our products and services
  • Extra savings on services and much more

Membership Requirements

Membership in Elko Federal Credit Union is open to those who live, work, regularly conduct business, worship, or attend school in the counties of Lander, Eureka, Elko, Humboldt, Pershing, Churchill, Carson City, Douglas, Lyon, Storey, Washoe or White Pine in Nevada; and Twin Falls, Gooding, Jerome or Owyhee in Idaho; businesses and other legal entities located or head-quartered in those same counties; spouses of persons who died while within the field of membership or this credit union; employees of this credit union; volunteers in the community; members of their immediate families and households; and organizations of such persons. 

How to Join

Joining is easy. All it takes is opening a Share Savings Account with a minimum deposit of $25.00 and a one-time membership fee of $5.00.

You may also stop by a branch or call 775.738.4083 to join!