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Mortgages

Buying a home is a big deal – and we understand how much it means to you. Whether you’re buying your very first home, something smaller or larger, or a nice vacation spot in the mountains, we know it’s deeply personal to you – and we want to make the process as seamless and stress-free as possible.

We’ll personally guide you through the entire process, from application to closing.

Our home loans offer:

  • Competitive rates
  • Terms up to 30 years
  • Purchase or refinance options available
  • Conventional fixed and adjustable rate mortgages
  • Up to 100% financing available
  • FHA, VA, and USDA options

Are you preparing to buy your first home? Check out our First-time Homebuyers Guide packed full of information and tips to help you through the home buying process.

To get started on your home buying journey today, please complete our fillable Residential Loan Application and email to Lindsey Osuch: losuch@elkofcu.org.

If you have any questions, please call 775.738.4083.

*Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown.

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