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Home Equity

Your home is your largest asset. And you can put your home’s equity to work for you. With an EFCU Home Equity Loan or Home Equity Line of Credit (HELOC), you can use your home as collateral to finance a number of things, such as consolidating your debt, making home repairs, buying a new car, covering education expenses, paying unexpected bills, purchasing home furnishings, and more!

A HELOC works like a credit card. You can borrow up to a certain amount and access the funds as you need them. You’ll have the flexibility to use the funds however you need to on things like planning a wedding, having a baby, remodeling your home, or even taking an amazing vacation. The choice is yours!

  • Enjoy low rates
  • Lines of credit up to 100% LTV
  • Use funds however you choose

*Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown.