Visa® Debit Cards
Wherever you go, whatever you do, you’ve got to pay your way. And this is your way – a Visa® Debit Card from EFCU. It’s a flexible way to make purchases anyplace Visa is accepted and get cash back almost anywhere.
- Ability to conduct transactions as a debit card or a credit card
- More secure and convenient than cash
- Free to use, with no service fees
- Easy to use at millions of locations worldwide
- Instant issue service available in all branches
- CardNav app for added security
We understand mistakes happen, like when your account becomes overdrawn. We offer several kinds of overdraft services to help:
- Overdraft Protection – Automatically transfer funds from your Share Savings Account to cover overdrawn amounts with this convenient service.
- Overdraft Loan – Apply for a loan to provide funds for transactions when your account balance comes up short. (Subject to loan department underwriting and approval.)
- Courtesy Pay Service – As a courtesy, EFCU will consider covering certain transactions that cause your account to be overdrawn in order to help you avoid paying merchant fees. See Courtesy Pay Service Policy