Show your home and local community some love with an EFCU Home Equity Line of Credit

Close on a HELOC, pay no closing costs and get a

To speak with a loan specialist, please call 775.738.4083 or complete the form below and we will be in touch soon.


You'll be entered for a chance to win a

to support a local restaurant.*

to Real Deals or Indigo!**


There are countless ways to use your home’s equity to fund just about anything you need or want. Tackle home improvement projects, consolidate and pay off high-interest debt, take that big vacation, realize your dream wedding…it’s up to you. And you can do it all affordably.

Rates as low as 3.25% APR*

Pay no
closing costs*

Use the funds

however you choose

Do more – and help small business do more, too

with an EFCU Home Equity Line of Credit.

Hurry, this special offer ends May 31st!

To apply, give us a call at 775.738.4083 or visit your nearest EFCU branch.


    *Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and are adjusted monthly based on the highest Prime Rate. To determine the APR that will apply to your line of credit, we will add a margin to the value of the index if above 80% LTV. Each Home Equity Line of Credit (HELOC) closed during the promotional period will pay no closing costs. Appraisal and title fees do not apply to the no closing costs offer. To qualify for the offer, applications must be completed by May 31, 2021 and close no later than June 15, 2021. To obtain an EFCU loan, you must have or open an EFCU membership and maintain with a minimum deposit of $25.**All Home Equity Lines of Credit opened during the promotional period will qualify for one $100 gift card to a local restaurant of the credit union’s choice: Machi’s Saloon & Grill, Matties Taphouse, Dreez, The Star, Coffee Mug, or Luciano’s. EFCU will issue the gift card to the borrower once line of credit has been approved. Borrowers who open a HELOC during the promotional period will be entered for a chance to win the grand prize of a $500 gift card to local retailers, Real Deals or Indigo. Grand prize winner will be notified by the credit union no later than June 30, 2021. Subject to change without notice and at the sole discretion of the credit union. See credit union for complete details. Federally Insured by NCUA

Federally Insured by NCUA