Rates as Low as 2.25% APR
and No Payments for 90 Days!*

Apply Now

Fast, Easy, Affordable
Auto Loans from EFCU

Buying a car can be exciting. But with the wrong financing, it can be a lot of hassle. Luckily for you, our easy application process and great rates give you a superior financing experience from start to finish. And even if you have already financed your vehicle with another lender, we’ll do our very best to get you a lower rate.

Purchase or Refinance

To speak with a loan officer, please call 775.738.4083 or complete the form below and we will be in touch soon.

Limited Time

No Payments for 90 Days*

Competitive Rates

As Low As 2.25% APR*

Purchase or Refinance

New or Used Vehicles

With Friendly Service

No Prepayment Penalties

Fast Approval

Zero Worries


Online Application Process

Get great rates, no hassle financing, and top-notch service on your EFCU Auto Loan.

Let's get started.

Start your application or get pre-approved now!

Apply Now

Contact an EFCU lending specialist at 775.738.4083 today.

Have Questions?

*Annual Percentage Rate (APR) is accurate as of publication date and subject to change. Offer valid on new Elko Federal Credit Union (EFCU) auto loans only. To obtain an EFCU loan, you must have or open an EFCU membership and maintain a minimum savings account balance of $25. Each qualified auto loan closed during this promotional period will make no payments for 90 days – interest will accrue during this period. Credit approval required. Depending on the rate and term, first payment may not satisfy accrued interest. Payment on a $25,000 loan at 2.25% APR for 60 months is $441.00. To qualify for the no payment for 90 days offer, enter promo code SPRNP90 in the online application or mention it to a loan specialist when you apply. Applications must be received no later than June 15, 2021 and loans must close by June 30, 2021. Federally Insured by NCUA