with an EFCU Santa Loan!

Apply Now




Santa Loans are back by popular demand to help members have the Happiest Holiday Season with extra cash on hand to cover expenses like travel, gifts, décor, and virtually anything to make your season merry!

EFCU Santa Loans

The magic of the holiday season is here

Hurry – this offer ends December 23rd!

Apply Now

Borrow $1,200 or more for 12 months!*

Competitive rates

No collateral required


*All loans are subject credit approval. Minimum loan amount is $1,200 with a repayment term of 12 months. To obtain an Elko Federal Credit Union (EFCU) loan, you must have or open an EFCU membership and maintain a minimum savings account balance of $25. To qualify for this offer, application must be received by December 23, 2022 and close no later than January 15, 2023. Federally Insured by NCUA

If you have any questions, please call Member Services at 775.738.4083 or visit your nearest EFCU branch.