PUT YOUR

HOUSE TO

WORK

Creating goals comes easily. Getting the cash you need to accomplish them can be easy too, with a home equity line of credit from EFCU. It’s the affordable cash you need to renovate your home, take the trip of a lifetime, consolidate debt, and much more. It’s your choice! Plus, our knowledgeable, experienced local lenders make it easy to access your home's equity to unlock the cash you need to reach your goals! Don't miss this limited time special offer that not gets you a free dinner, but also supports our local community!

Drill into your home's equity

Get an EFCU Home Equity Line of Credit (HELOC) and we will:

Offer rates as low as 3.50% APR* and waive your closing costs!*

Receive a $100 local restaurant gift card!

Enter you to win our grand prize: a $500 Real Deals gift card!*

Offer rates as low as 3.50% APR* and waive your closing costs!*


Give you a $100

local restaurant gift card!


Enter you to win our grand prize:
a $500 Real Deals!*

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and are adjusted monthly based on the highest Prime Rate. To determine the APR that will apply to your line of credit, we will add a margin to the value of the index if above 80% LTV. Each Home Equity Line of Credit (HELOC) closed during the promotional period will pay no closing costs. Appraisal and escrow fees do not apply to the no closing costs offer. To qualify for the offer, applications must be completed by May 31, 2022 and close no later than June 15, 2022. To obtain an EFCU loan, you must have or open an EFCU membership and maintain with a minimum deposit of $25. **All Home Equity Lines of Credit opened during the promotional period will qualify for one $100 gift card to a local restaurant of the credit union’s choice: Machi’s Saloon & Grill, Matties Taphouse, Dreez, The Star, Coffee Mug, Blind Onion, or Luciano’s. EFCU will issue the gift card to the borrower once line of credit has been funded. Borrowers who open a HELOC during the promotional period will be entered for a chance to win the grand prize of a $500 gift card to local retailers, Real Deals or Indigo. Grand prize winner will be notified by the credit union no later than June 30, 2022. Subject to change without notice and at the sole discretion of the credit union. See credit union for complete details. Federally Insured by NCUA.