Fund the possibilities.

Apply Now

Home Equity Line of Credit – with no closing costs!

Apply Now

Fund the possibilities.

Home Equity Line of Credit – with no closing costs!

For a limited time, get an EFCU Home Equity Line of Credit with no closing costs and more special incentives!

You already know the joys and responsibilities that come with owning a home. Now, we are here to add to those joys – by extending a special opportunity to you. For a limited time at EFCU, you can get a Home Equity Line of Credit (HELOC) to take advantage of these special incentives:

Be entered to win a $500 makeover for your yard through a local company!

Receive a $100 gift card for a local restaurant

Pay NO closing costs

EFCU Home Equity Line of Credit (HELOC)

Apply Now

Plus, you’ll also enjoy:

Competitive rates

Lines of credit up to 100% LTV

By using your home’s equity as collateral, a HELOC offers access to financing that’s more affordable than a credit card! Plus, it’s just as flexible. As a line of credit, you only finance what you need when you need it.

It’s financing that’s great for almost any goal:

- Home improvements and repairs

- Debt consolidation

- Travel and vacations

- Furniture, appliances, and other major purchases

- Weddings and other special events

- Auto repairs and other unexpected expenses

This special offer won’t last long, so apply now. For personal assistance stop by your local EFCU Branch or call us at 775.738.4083 today.

Apply Now

1Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and are adjusted monthly based on the highest Prime Rate. To determine the APR that will apply to your line of credit, we will add a margin to the value of the index if above 80% LTV. Each Home Equity Line of Credit (HELOC) closed during the promotional period will pay no closing costs. Appraisal and escrow fees do not apply to the no closing costs offer. To qualify for the offer, applications must be completed by May 31, 2023 and close no later than June 15, 2023. To obtain an EFCU loan, you must have or open an EFCU membership and maintain with a minimum deposit of $25. 2All Home Equity Lines of Credit opened during the promotional period will qualify for one $100 gift card to a local restaurant of the credit union’s choice: Dreez, The Star, or Luciano’s. EFCU will issue the gift card to the borrower once line of credit has been funded. Borrowers who open a HELOC during the promotional period will be entered for a chance to win the grand prize of a $500 gift card for a backyard makeover. Grand prize winner will be notified by the credit union no later than June 30, 2023. Subject to change without notice and at the sole discretion of the credit union. If Escrow is opened, no closing cost does not apply. See credit union for complete details.