Refinance your auto loan with 90 days no payments!

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Limited-Time Auto Refi Offer

This is the special offer you need to keep life going so you can do more of the things you love. With competitive rates, flexible terms and options, friendly service, and fast approvals, we have a little extra to enjoy when you come to EFCU to refinance your auto loan from another lender: no payments for 90 days!*

No payments for

90 days* with competitive rates

– as low as 4.75% APR*

Enjoy fast and friendly service with no prepayment penalties

Flexible terms for low montly payments

Apply Now

Get Started Now!

Complete our easy online application for your fast funding or pre-approval now.

*Annual Percentage Rate (APR) is accurate as of publication date and subject to change. Offer valid on new Elko Federal Credit Union (EFCU) auto loans only. To obtain an EFCU loan, you must have or open an EFCU membership and maintain a minimum savings account balance of $25. Each qualified auto loan closed during this promotional period will make no payments for 90 days – interest will accrue during this period. Credit approval required. Depending on the rate and term, first payment may not satisfy accrued interest. Payment on a $25,000 loan at 4.75% APR for 60 months is $470.00. To qualify for the no payment for 90 days offer, enter promo code SPRING90 in the online application or mention it to a loan specialist when you apply. Offer ends April 8th, 2023. Applications must be received by April 8th, 2023 and loan closed by April 15th, 2023. Federally Insured by NCUA.