Certificates of Deposit

Are you looking for a CD? Elko Federal Credit Union offers several term lengths on our CD's. Call today to speak to one of our new accounts representatives for more information.

Information About Our Term Share Certificates

  • Rate Type: Fixed
  • Dividends are compounded and credited monthly
  • The dividend period is equal to the account's term
  • Additional deposits are allowed; no limit
  • Withdrawals are allowed - See our rules about transaction limitations
  • Renewable automatically

The rates, fees and terms applicable  to your account at Elko Federal Credit Union are provided with this Truth-In-Savings Disclosure. Elko Federal Credit Union may offer other rates for these accounts from time to time.

 Term Share Certificates Rates

Term

Dividend Rate

Annual Percentage Yield (APY)

Minimum Opening Deposit

3 Month

0.18%

0.18%

$7,500.00

6 Month

0.18%

0.18%

$10,000.00

9 Month

0.185%

0.19%

$10,000.00

12 Month

0.285%

0.29%

$5,000.00

24 Month

0.285%

0.29%

$5,000.00

30 Month

0.285%

0.29%

$1,000.00

36 Month

0.285%

0.29%

$500.00

Certificate dividends can be paid back to your certificate or your share savings account monthly and you can request that your dividends be sent to you by check. Term Share rates are determined each Tuesday. The rate you are quoted at the time you receive your certificate is the rate you receive for the duration of the certificate. A penalty will be assessed on all term share certificates withdrawn before the maturity date. The penalty will be in accordance with the Truth-In-Savings Disclosure.